DISCLAIMERS AND TERMS OF USE

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1. This is Not Professional Advice

Thank you for visiting Consumer Debt Rights Project Inc.. By using our website or mobile app (the "Site"), you agree to these Terms.

For Entertainment/Education Only: Everything here is for informational purposes. It is not legal advice and it is not medical advice.
No Guarantee: Laws change quickly. The information here might not be the most current, and we don't promise to update it.

2. We Can Change These Terms

We will update these Terms at any time. As soon as you use the site means you accept the new rules. You are required to check this page.

3. How You Can Use the Site

We grant you a limited, personal license to use the Site.

Personal Use Only: You cannot copy, sell, or exploit the Site for any other reason.
Our Right to Change: We can shut down or change the Site at any time without notice.

4. Ownership (Intellectual Property)

Everything on this Site—the software, logos, text, and tech—belongs to CONSUMER DEBT PROJECT INC. or our partners. You don't gain any ownership rights by using the Site. We protect our intellectual property aggressively.

5. Prohibited Conduct (The "Don'ts")

To keep the Site safe, you agree not to:

Hack, scrape, or interfere with the Site’s security.
Copy, modify, or "frame" our content on other websites.
Post anything illegal, hateful, harassing, or sexually explicit.
Provide false information or impersonate others.
Use the Site for any fraudulent or criminal activity.

Note: If you break these rules, your permission to use the Site ends immediately.

6. We are an Entertainment ONLY website

Hire a Lawyer: Every legal situation is different. If you do not completely understand, or feel unsecure, you should only rely on a licensed attorney who has reviewed your specific facts.
No Responsibility: WE ARE NOT RESPOSIBLE OF WHAT YOU FILED IN COURT.

7. Disclaimer of Warranties & Liability

"As Is": We provide the Site without any guarantees. We don't promise it will be error-free, virus-free, or always available.
Limited Liability: You use the Site at your own risk. Courts101.com is not responsible for any damages (financial, legal, or otherwise) resulting from your use of the Site.

8. State Laws and Deadlines

Laws vary by state. What works in one state may not work in yours.

Statutes of Limitations: There are strict deadlines (often 1–2 years) to file a lawsuit. If you miss the deadline, you lose your right to sue forever. Because of these tight windows, you should consult a lawyer immediately if you’ve been injured.

9. Your Submissions

If you send us content or feedback, you give us a permanent, free license to use it however we want. You must ensure you actually own the rights to anything you send us.

10. Disputes and Mandatory Arbitration

If there is a legal dispute between you and CONSUMER DEBT RIGHTS PROJECT INC.:

Florida Law: The laws of Florida govern this agreement.
No Court/No Jury: You agree to resolve all disputes through binding arbitration in Sarasota, Florida. By agreeing to this, you are waiving your right to a jury trial or to participate in a class-action lawsuit. An arbitrator’s decision is final.

11. Miscellaneous

US Use Only: This Site is operated from the United States and is intended for US users.
Severability: If one part of these Terms is found to be illegal, the rest of the Terms still apply.

12. Copyright

Copyright © CONSUMER DEBT RIGHTS INC. All rights reserved. All materials presented on this site are copyrighted and owned by CONSUMER DEBT RIGHTS INC., unless in the public domain or attributed to another source. Any republication, retransmission, reproduction, downloading, storing or distribution of all or part of any materials found on this site is expressly prohibited.

Disclaimer: Courts101.com is owned by CONSUMER DEBT RIGHTS PROJECT INC. which is organized exclusively for charitable & educational purposes. The content provided on this platform is intended for charitable and educational purposes only. It does NOT constitute legal advice. While every effort is made to ensure the accuracy of the information, we make no guarantees regarding the accuracy or reliability of the content. Laws and regulations change frequently, and the information may not reflect the most recent legal developments.

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